Throughout the countries of the Euregion Meuse-Rhine, you become part of a (national) system for social and health insurance. You receive your own insurance number and benefit of a caring social system or a fixed percentage of your employment income. The European Union (“europa.eu”)gives an overview of what generally applies throughout its boundaries.
- Social Security, Healthcare and other benefits in Belgium (“europa.eu”)
- Social Security, Healthcare and other benefits in Germany (“europa.eu”)
- Social Security, Healthcare and other benefits in the Netherlands (“europa.eu”)
Throughout the Euregio Meuse-Rhine, you become part of a (national) system for social and health insurance. You receive your own insurance number and benefit of a caring social system or a fixed percentage of your employment income. “europa.eu” provides an overview about the insurance cover that generally applies throughout the boundaries of the European Union.
Across the borders of social security
In the Euregio Meuse-Rhine there are three different national social security systems, which cause additional paperwork if you choose for housing in one and working in another country. This is an additional effort, but there are already 26,000 border commuters in the EMR with the same challenge. Belgium has one social security system, however procedures might differ as organisations such as trade union can vary between Flanders // Wallonia.
Head to information on social security as cross-border commuter at the GrenzInfoPunkt, Cross-Border Information Point website. Click on the region where you live to get the information on your respective contact person.
Support in and across your regions:
Three systems of social security
Systems of social security greatly differ throughout the countries of the European Union and among Belgium, Germany and the Netherlands. The systems are asymetric and cannot merely be “translated” or “compared” one to another. Find the following overview as a starting point and use the sources attached for a more in-depth overview.
More information in English can be found via SocialSecurity.be
The Belgian social security system covers all employees and self-employed persons in the country. In some circumstances, benefits also extend to family members or other household members who are dependent on you. The system is country-wide, but players to distribute services differ among the communities.
- Child benefit
- unemployment insurance
- work accident insurance
- health care
- old age and disability pensions
- long-term care insurance.
As an employee, you pay about 13% of your gross salary into the state social security system. Your employer contributes another 25 % – 30 % of your gross salary. The competent authority determines this share.
Through health care, you will be partially or fully reimbursed for costs of doctor and hospital visits and medication. You must actively choose and register for health insurance. However, the costs you must bear remain the same in each case.